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Discounted Medical and Non-Medical Health Products
Benefits to Active Insured Members
- Significant savings for employees faced with co-pays, deductibles
and non-covered items-purchasing power ensured the best possible prices
for members
- Savings on non-medical health products from exercise to first aid to
replacement parts
- Full service to under-served locations, including knowledgeable help
and a complete product selection
- Discretion and convenience for mail order-one-stop shopping for more
than 100,000 products
Benefits to Retired Members
- Management of coverage limitations
- Savings on non-covered items such as bath aids and incontinence
products
- Savings on partially-covered items such as lift chairs
- Lower Medicare co-pays, a 20% savings to reduce out-of-pocket
expenses
- Discretion and convenience for mail order-one-stop shopping for more
than 100,000 products
- Full service to under-served locations, including knowledgeable help
and a complete product selection
- Savings on non-medical health products from exercise to first aid to
replacement parts
Benefits to Members who are Caregivers
- Management of coverage limitations
- Savings on non-covered items such as bath aids and incontinence
products
- Savings on partially-covered items such as lift chairs
- Lower Medicare co-pays, a 20% savings to reduce out-of-pocket
expenses
- Ability to upgrade products - a wide selection means the option to
choose a better product
- Knowledgeable phone representatives can reduce the stress and
confusion associated with care giving
- Full service to under-served locations, including knowledgeable help
and a complete product selection and in-home delivery
Customized Mortgage Programs
Management and marketing of a customized mortgage program which will
achieve:
- A choice of rate structures
- A reduction in closing fees
- Lower down payment requirement
- Liberalized underwriting of credit worthiness for poor credit and
high debt
- Access to alternative government programs
OutReach™ Communication systems
Stand-alone employee information system which can be utilized as follows:
- Registration of new members
- Communicating and supplemental benefits and services
- As an internet portal to other employee information
Wills and Personal Planning Programs
Customized will and planning documents:
- Personal Will
- Healthcare Power of Attorney
- Healthcare Directive
- Financial Power of Attorney
- Asset and Beneficiary Management Guide
Roadside Assistance Program
A portable program of roadside assistance benefits:
- 24-hour Emergency Roadside Service
- Legal Benefits
- Travel Assistance
Supplemental Benefit Programs
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